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Insurance Designed Specifically for Resorts & Lodges
When your business is built around the outdoors, hospitality comes with its own set of risks most insurance policies don’t understand — or cover. At US Guide Insurance, we specialize in protecting outdoor resorts and lodges with policies built for the real-world challenges of running operations in remote, rugged locations.
Our Partners
How We Stack Up
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Tailored Outdoor Coverage
Every policy is built specifically for outdoor resorts, wilderness lodges, and adventure-based hospitality — not just generic business insurance.
Real Experts Who Know the Industry
Our team understands the risks you face because we live and breathe the outdoor hospitality lifestyle.
Reliable, Human Support
No call centers or runaround — just friendly, knowledgeable help when you need it most.
FAQs
Every business’s operation is different — and so are the risks. That’s why it’s important to understand what your policy covers (and what it doesn’t). From liability protection and equipment coverage to client injuries and vehicle use, our team will walk you through each option so you can make informed decisions and avoid surprises when it matters most.
Outdoor resorts and lodges typically need a combination of general liability, property coverage, commercial auto, workers’ compensation, and guest accident coverage. Depending on your location and services, you may also need coverage for watercraft, dining facilities, or recreational activities.
Yes, if you choose property and equipment coverage. This can protect everything from main lodges and cabins to gear, docks, watercraft, and utility vehicles — whether it's from fire, storms, theft, or other damage.
Yes, you could be. That’s why liability insurance is essential — it helps protect you from legal or medical claims if a guest is injured while staying at your resort or participating in onsite activities.
Yes. Seasonal lodges and resorts still face risks during their operating months. Many providers offer seasonal or tailored policies that align with your business calendar and coverage needs.
Still have questions?
At US Guide Insurance, we know the outdoor industry because we live it. Whether you're just getting started or have been guiding for decades, our team is here to answer your questions, walk you through your options, and make sure you get the right coverage for your unique needs.
Want to talk with an expert?
Have questions about coverage? Need help finding the right policy? Our team specializes in insurance for guides, outfitters, and outdoor businesses — and we're here to make things simple. No call centers. No fluff. Just real answers from people who understand your world.
