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Insurance Designed Specifically for Fishing Guides

When your office is on the water, you face risks most insurance policies don’t understand — or cover. At US Guide Insurance, we specialize in protecting professional fishing guides with policies built for the real-world challenges of working on rivers, lakes, and open seas.

Our Partners

How We Stack Up

Product comparison
US Guide Insurance
All Things Outdoors
Generic Insurance Providers
Designed specifically for guides & outfitters
✅ Yes
❌ No
Coverage for hunting, fishing, charters, and lodges
✅ Yes
❌ Limited
Gear & equipment protection (firearms, boats, ATVs)
✅ Included
❌ Often excluded
Guide/client liability options
✅ Tailored policies
❌ Generic language
Personalized quote process
✅ Yes
❌ Lengthy & confusing
Real people who know the outdoor industry
✅ Always
❌ Call centers
Seasonal & part-time guide flexibility
✅ Available
❌ Rare

Tailored Outdoor Coverage

Every policy is built specifically for fishing guides, outfitters, charters, and outdoor pros — not just generic business insurance.

Real Experts Who Know the Industry

Our team understands the risks you face because we live and breathe the life on the water

Reliable, Human Support

No call centers or runaround — just friendly, knowledgeable help when you need it most.

FAQs

Every guide’s operation is different — and so are the risks. That’s why it’s important to understand what your policy covers (and what it doesn’t). From liability protection and equipment coverage to client injuries and vehicle use, our team will walk you through each option so you can make informed decisions and avoid surprises when it matters most.

What type of insurance do I actually need as a fishing guide?

Hunting guides often need a combination of general liability, equipment coverage, commercial auto, and sometimes client accident coverage or vessel liability coverage depending on where and how they operate.

Will my personal liability or homeowners insurance cover my guide business?

Usually not. Most personal policies exclude commercial activities, which means you’ll need a separate policy specifically for your fishing operations.

Does insurance cover my boats, rods, electronics, and other gear?

Yes, if you choose equipment and gear coverage. This protects essential items like boats, motors, electronics, rods, reels, and tackle from theft, loss, or damage while you're on the job.

What if a client gets injured during a guided fishing trip — am I liable?

Yes, you could be. That’s why liability insurance is key — it helps protect you from lawsuits or claims if a client is injured while on the water with you.

Do I need insurance if I only guide part-time or seasonally?

Yes. Even part-time guides face liability risks. Many insurers offer seasonal or flexible policies that fit your schedule and budget.

Still have questions?

At US Guide Insurance, we know the outdoor industry because we live it. Whether you're just getting started or have been guiding for decades, our team is here to answer your questions, walk you through your options, and make sure you get the right coverage for your unique needs.

Want to talk with an expert?

Have questions about coverage? Need help finding the right policy? Our team specializes in insurance for guides, outfitters, and outdoor businesses — and we're here to make things simple. No call centers. No fluff. Just real answers from people who understand your world.