Insurance Designed Specifically for Resorts & Lodges
When your business is built around the outdoors, hospitality comes with its own set of risks most insurance policies don’t understand — or cover. At US Guide Insurance, we specialize in protecting outdoor resorts and lodges with policies built for the real-world challenges of running operations in remote, rugged locations.
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US Guide Insurance
US Guide Insurance
| Designed specifically for guides & outfitters | ✔Yes | ✖No |
| Coverage for hunting, fishing, charters, and lodges | ✔Yes | ✖Limited |
| Gear & equipment protection (firearms, boats, ATVs) | ✔Included | ✖Often excluded |
| Guide/client liability options | ✔Tailored policies | ✖Generic language |
| Personalized quote process | ✔Yes | ✖Lengthy & confusing |
| Real people who know the outdoor industry | ✔Always | ✖Call centers |
| Seasonal & part-time guide flexibility | ✔Available | ✖Rare |
Tailored Outdoor Coverage
Every policy is built specifically for guides, outfitters, lodges, and outdoor pros — not just generic business insurance.
Real Experts Who Know the Industry
Our team understands the risks you face because we live and breathe the outdoor lifestyle.
Reliable, Human Support
No call centers or runaround — just friendly, knowledgeable help when you need it most.
FAQs
Every guide’s operation is different — and so are the risks. That’s why it’s important to understand what your policy covers (and what it doesn’t). From liability protection and equipment coverage to client injuries and vehicle use, our team will walk you through each option so you can make informed decisions and avoid surprises when it matters most.
What type of insurance do I actually need as a resort or lodge owner?
Outdoor resorts and lodges typically need a combination of general liability, property coverage, commercial auto, workers’ compensation, and guest accident coverage. Depending on your location and services, you may also need coverage for watercraft, dining facilities, or recreational activities.
Does insurance cover buildings, guest cabins, equipment, and amenities?
Yes, if you choose property and equipment coverage. This can protect everything from main lodges and cabins to gear, docks, watercraft, and utility vehicles — whether it’s from fire, storms, theft, or other damage.
What if a guest gets injured on my property — am I liable?
Yes, you could be. That’s why liability insurance is essential — it helps protect you from legal or medical claims if a guest is injured while staying at your resort or participating in onsite activities.
Do I need insurance if I only operate seasonally?
Yes. Seasonal lodges and resorts still face risks during their operating months. Many providers offer seasonal or tailored policies that align with your business calendar and coverage needs.
Still have questions?
At US Guide Insurance, we know the outdoor industry because we live it. Whether you’re just getting started or have been guiding for decades, our team is here to answer your questions, walk you through your options, and make sure you get the right coverage for your unique needs.
Want to talk with an expert?
Have questions about coverage? Need help finding the right policy? Our team specializes in insurance for guides, outfitters, and outdoor businesses — and we’re here to make things simple. No call centers. No fluff. Just real answers from people who understand your world.
