Lodges & Resorts
Lodges & Resorts Insurance is a specialized coverage designed to protect hospitality businesses that cater to travelers, vacationers, and outdoor enthusiasts. Whether you operate a luxury resort, rustic lodge, or wilderness retreat, this insurance addresses the unique risks associated with the hospitality and tourism industry.
Coverage Typically Includes:
- Property Insurance: Protects your buildings, cabins, and other structures from damage caused by fire, storms, or other covered events.
- General Liability: Covers claims of bodily injury or property damage by guests or visitors.
- Business Interruption: Provides financial support if your lodge or resort operations are disrupted due to a covered event.
- Workers’ Compensation: Protects your employees in case of work-related injuries or illnesses.
- Specialized Coverage: Includes protection for amenities like swimming pools, spas, restaurants, guided activities, and more.
Who We Insure:
Lodging & Accommodations
- Mountain lodges and lakefront resorts
- Boutique hotels and bed & breakfasts
- Cabin rentals and vacation properties
- Guest ranches and eco-lodges
Adventure & Outdoor Recreation
- Fishing and hunting lodges
- Ski resorts and snow sport destinations
- Guided adventure tour operators
- Water sport and boating resorts
On-Site Amenities & Services
- Restaurants, bars, and event spaces
- Spa and wellness centers
- Golf courses and recreational facilities
- Retail stores and equipment rentals
Seasonal & Specialty Resorts
- All-inclusive and destination resorts
- Dude ranches and farm stays
- Wilderness retreats and glamping resorts
- Conference and corporate retreat venues
This insurance is essential for ensuring your business, employees, and guests are safeguarded against unexpected events, allowing you to focus on providing exceptional experiences.
